Dave Ramsey and Mr Bean are right, keep driving your current car as long as can...

[MotorCityRadioFreak]

Agreed on Ramsey’s take on cars. Completely disagree on credit cards. I have been able to go on in state vacations between my points and my 10% off on select purchases.

[audiophile]

He says pay it off at end of month.

[Matt]

He says pay it off at end of month.

Who wouldn't? That isn't exactly a novel concept. Does he also suggest people brush their teeth twice a day?

[Rate This]

He says pay it off at end of month.

Who wouldn't? That isn't exactly a novel concept. Does he also suggest people brush their teeth twice a day?

The problem is a lot of people can only afford to spend on a card to make ends meet and not pay it off for a year or better. So the answer is: most people.

[MotorCityRadioFreak]

He says pay it off at end of month.

No, he literally said “cut them(cards) all up” multiple times to callers. I know what I heard.

[Matt]

He says pay it off at end of month.

Who wouldn't? That isn't exactly a novel concept. Does he also suggest people brush their teeth twice a day?

The problem is a lot of people can only afford to spend on a card to make ends meet and not pay it off for a year or better. So the answer is: most people.

The point is that most people know that it's best to pay off your balance monthly - this is like saying "don't let your dick hang out of your fly" and selling it like it is groundbreaking advice.

[Turkeytop]

The problem is a lot of people can only afford to spend on a card to make ends meet and not pay it off for a year or better.

I know what that's like. I used to be one of those people. It's a hard rut to get out of.

[Matt]

The problem is a lot of people can only afford to spend on a card to make ends meet and not pay it off for a year or better.

I know what that's like. I used to be one of those people. It's a hard rut to get out of.

Did you know that wasn't ideal at least, or has Dave's advice been revolutionary?

[Turkeytop]

The problem is a lot of people can only afford to spend on a card to make ends meet and not pay it off for a year or better.

I know what that's like. I used to be one of those people. It's a hard rut to get out of.

Did you know that wasn't ideal at least, or has Dave's advice been revolutionary?

Of couse I knew. But by carrying a balance from month to month, I was just digging the rut deeper.